USD to CAD — convert US Dollar to Canadian Dollar
1 USD = 1.3981 CAD as of June 13, 2026, using the European Central Bank mid-market reference rate. Conversely, 1 CAD = 0.71526 USD. This is the midpoint wholesale rate — banks and money-transfer services on the United States to Canada corridor add a margin and fees, so the amount your recipient actually gets is usually a little lower. Use the converter below for any amount, and see the recent trend and cheapest-transfer notes further down.
Source: open.er-api.com (free, no-key aggregated mid-market reference rates), ECB via Frankfurter as fallback. Data as of 2026-06-13.
Convert USD to CAD
USD to CAD conversion table
Common amounts converted at the mid-market rate of 1 USD = 1.3981 CAD.
| Amount (USD) | Converts to (CAD) |
|---|---|
| $1.00 | CA$1.3981 |
| $10.00 | CA$13.9809 |
| $100.00 | CA$139.81 |
| $500.00 | CA$699.05 |
| $1,000.00 | CA$1,398.09 |
| $5,000.00 | CA$6,990.47 |
Source: open.er-api.com (free, no-key aggregated mid-market reference rates), ECB via Frankfurter as fallback. Data as of 2026-06-13.
Recent USD/CAD trend
Illustrative end-of-month mid-market snapshots (units of the quote currency per 1 USD). These are representative seed values for showing recent trend only; they are NOT an authoritative historical series. For precise historical data use the Frankfurter API time-series endpoint cited on each page.
| Month (end) | 1 USD in CAD |
|---|---|
| 2026-01 | 1.358 |
| 2026-02 | 1.361 |
| 2026-03 | 1.37 |
| 2026-04 | 1.372 |
| 2026-05 | 1.368 |
| 2026-06 | 1.366 |
Source: open.er-api.com (free, no-key aggregated mid-market reference rates), ECB via Frankfurter as fallback. Illustrative seed data as of 2026-06-13. For precise history use the Frankfurter time-series endpoint.
Cheapest way to send USD to Canada
On the United States to Canada corridor, the real cost of a transfer is the gap between the mid-market rate above and the rate your provider gives you, plus any fixed fee. Banks and high-street cash agents typically bundle a 2%–5% margin into the exchange rate, which is easy to miss because the "no fee" headline hides it. Specialist transfer apps that quote the mid-market rate with a small, transparent fee are usually cheaper for this corridor.
To compare providers honestly:
- Compare the total amount received in CAD, not the advertised fee.
- Check the exchange rate offered against the mid-market rate of 1.3981 shown here.
- Factor in delivery speed and payout method (bank deposit, cash pickup, wallet).
We are building independent, fee-transparent provider comparisons for this corridor. Until then, compare at least two services before sending. (Affiliate partner comparisons are a planned addition; this page currently links to none.)
Frequently asked questions
How much is 1 USD in CAD today?
As of 2026-06-13, 1 USD is about 1.3981 CAD at the mid-market (interbank) reference rate. The rate you actually receive from a bank or transfer service will be a little lower because they add a margin.
How many USD is 1 CAD?
1 CAD is about 0.71526 USD at the mid-market rate as of 2026-06-13.
What is the cheapest way to send USD to Canada?
On the United States to Canada corridor, specialist transfer apps that use the mid-market rate with a small transparent fee are usually cheaper than banks or cash agents, which bundle a wider exchange-rate margin. Always compare the total amount the recipient receives, not just the headline fee.
Is the mid-market rate the rate I will get?
No. The mid-market rate is the midpoint between buy and sell prices on the wholesale market. Retail providers apply a spread (margin) to it and may charge fees, so the effective rate is usually 0.5%–5% worse.
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Last updated: 2026-06-13